Business Insurance

Golden Bells Insurance provides exclusive business insurance service that other agency can't.

1. We started our business since 1979 so that we can provide low premium with high quality of service based upon our experience.
2. We have direct appointment with major american insurance companies so we don't charge additional fees and we can provide fast and reliable service.
3. We cover all 50 states in the united state and we provide new information by prefessionals.
4. We can give you huge advantage on the below business fields so please contact us now!
, Office: Real Estate agent, Clinic, CPA, Escrow Company, Lawyer, Travle Agency, Dental Lab, Importing, Exporting, Financing Company, Etc
, Retail: Furniture, Wig, Bag, Health Food, Flowerist, Market , Beauty Supply, cloth Store, Gift Shop, Video Shop, Book Store, Optometry, Pharmacy, Department Store, Restaurant, Restaurant Equiptment, Grocery Market
, Wholesale: Trading Company, Branch Office
, Manufacture: Clothing Company, Dying, Etc
, Service: Beauty Shop, Auto repair shop, Body repair shop, Gas Station, Car Wash
, Etc : Computer industrial, Hotel, Motel, Shopping Center, Printing, Dry Cleaners, Golf Course, Farm, School, Silk Printing, Contractors

Business Insurance Types

,Commercial Property
,Boilder & Machinery
,Earthquake & Flood
,Builder's Risk
,Commercial Auto
,Transit / lnland Marine
,Ocean Marine
,Commercial General Liability
,Professional Liability
,Product Liability Insurance
,Umbrella Coverage
,Employment Practice Liability Insurance
,Directors & Officers

Business Package Insurance

1. Business Owners Package
A business owners policy, also known as BOP insurance, combines property insurance, liability insurance, crime coverage and additional protection into one convenient package.
What a BOP covers
Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health. We understand how important that is.
Business owners insurance offers coverage for businesses with fewer than 100 employees and less than $5 million in sales. Common BOP coverage includes:
Property insurance, which protects your building, equipment and inventory
Business income insurance, which covers lost income if your operations are suspended because of a covered loss
Equipment breakdown insurance, which protects you if your equipment is damaged from power surges, mechanical breakdown, burnout or operator error
Personal and advertising injury coverage, which covers copyright infringement, libel and slander
Bodily injury and property damage liability, which covers those instances when your employees, products or services cause harm to other people or their property
Medical payments coverage, which covers medical expenses resulting from injury to others on property you own or rent
Rented vehicle coverage, which provides liability coverage for autos that you lease, hire or borrow

CPP(Commercial Property Package)
A Commercial Package Policy is typically written for small to medium sized businesses accounts and will include at least two or more lines of insurance coverage. Eligible classes of businesses include light manufacturing, processing and service, habitational, retail, office, and wholesale risks.
The following briefly describes the coverage for each line of insurance coverage eligible under the Commercial Package Policy:

Commercial Property Coverage
Whether you own your building or lease the premises, property insurance coverage will protect your real property (buildings or structures), business personal property (including betterments and improvements to real property), as well as inventory exposures. Property can be insured for Replacement Cost Value or Actual Cash Value. We can tailor your property coverage to fit your individual needs.

Commercial General Liability Coverage
General Liability insurance helps protect your assets by providing a first line of defense against a variety of claims for alleged negligence or wrongdoing. Due to your operations subject to the insuring agreements and exclusions contained in the policy, we can provide the general liability coverage to keep your business in business.

Commercial Inland Marine Coverage
Inland Marine Floaters are specifically designed for the property you own that is movable or moving.

Commercial Automobile
Commercial Automobile coverage will protect all the vehicles you own and operate in your business.